ful.CashPay

A subscription that finally gives gig workers, part-timers, and uninsured families real access to care.

Perfect for rideshare drivers, delivery workers, freelancers, and anyone without employer coverage

Covers your whole household. No insurance needed.

App interface on mobile devices

Get Care. Save Money. Stay Protected.

Introducing Ful.CashPay

Ful isn’t insurance.

It’s a simple monthly subscription built for people who don’t have access to, or can’t afford, traditional health insurance. It gives families free access to physicians, smarter ways to save on care, and expert help navigating hospital bills and public healthcare programs.

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Healthcare that won’t put you in debt

Unlimited $0 virtual doctor visits in about 60 seconds — available 24/7for your entire household.

Tools that protect you from big hospital bills

Check hospital-savings eligibility, use ER protection tools, and get expert help lowering hospital bills.

One app. Real answers. No insurance needed.

Made for people without health insurance—because traditional plans just don’t work for everyone.

Experts to help you navigate program eligibility

One-on-one support for Medicaid, CHIP, ACA discounts, and hospital charity care eligibility and enrollment.

Real help, right when you need it

We’ve bundled the tools people actually need — so you’re never stuck guessing.

Free tools for anyone who needs help today.

Even without a subscription, Ful.CashPay gives people a few simple ways to save on everyday care.

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Cash-discount prescription pricing with a savings card you can use at local pharmacies
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You don’t have to pay for peace of mind. Get free in-app answers that help you make smart, confident choices about your care.

When you’re ready, the full subscription unlocks the rest Unlimited $0 doctor visits for you and your family, expert help lowering hospital bills, guided cash-pay next steps, eligibility tools, and the complete Ful ecosystem.

Independently Validated Performance

Outcomes You Can Trust

Ful's results are independently validated by the Validation Institute — so you know the care, savings, and support are real.

Why Ful Works

When you don’t have insurance, the hardest part isn’t finding care — it’s knowing what it will cost and whether you’re making the right decision. One wrong step can mean a bill that follows you for years.

Ful gives you a safer way to get care. You see doctors fast, know what prices mean, get help with bills, and learn exactly how to avoid unnecessary costs — so you can take care of your health without risking your finances.

Physician-Guided Care

Get free, 24/7 access to real doctors who not only treat you — they guide you to the lowest-cost prescriptions, labs, imaging, and/or if needed, in-person care. No guessing. No surprises.

Financial Protection

Experts help reduce hospital bills, check eligibility, and secure savings programs that protect your wallet.

Easy Access to Care

Everything you need — care, savings, clear answers, and real help for no additional costs — lives in one simple app so you can take care of your health without stress or fear of the unknown.

Why Employers Choose Ful.

A new way to support your workforce.

Millions of people keep restaurants, stores, hotels, warehouses, homes, and communities running — yet most don’t receive health benefits and can’t afford traditional insurance. They work hard, care for their families, and face healthcare decisions alone.

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Offer meaningful healthcare access without the cost of insurance
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Support the team who makes your organization work
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Improve retention and reduce turnover

Ful was created for them.

Whether someone is part-time, full-time without benefits, juggling multiple jobs, or caring for a family on a tight budget, Ful gives them access to care, savings, and support designed for their real lives — so they can stay healthy, confident, and protected.

For Employers

Get cashpay Today

Download ful.CashPay. It takes less than a minute.